This is really an insurance question

[Ossian]

I hope someone on here can advise. I have my 2003 Tiger from new. It has still only done about 5000 miles and I want to get agreed value insurance for it. What value would I realistically be able to claim as it is getting to the stage where I wouldn't be able to find another in similar condition if mine was written off for any reason. Thanks.   

[Chris Canning]

I'd tell them 3k as to you getting it in the event of a claim I wouldn't hold your breath as the 955 still isn't in the collectors bracket.

[Lee337]

Some insurers offer an agreed value but it's usually for 20+ year bikes. I think Bikesure offer an 'agreed value' insurance policy. I think Bennetts do too but the value has to be agreed when the policy is taken out.

[Bostedsprocket]

Some insurers offer an agreed value but it's usually for 20+ year bikes. I think Bikesure offer an 'agreed value' insurance policy. I think Bennetts do too but the value has to be agreed when the policy is taken out.

Bikesure do offer agreed value policy's but I would never use them again, 3 years ago I had a 1999 885i, I got a quote on compare the market and went with Bikesure, they were not the cheapest but had the cheapest excess at £150.00, the policy was just over £100.00  so not too bad, I had ticked the box on the comparison site for factory fitted alarm immobilizer, 2 months into the policy they sent me a form to fill in asking more information about the alarm, when was it fitted? who fitted it? serial number? how many fobs did I have etc, I answered all question and sent a copy of the certificate for the data tool 2 system signed by the tech that fitted it when the bike was new in 1999. A few weeks later they wrote to me again asking where on the bike the alarm was fitted, I phoned them and told them it was under the rear plastic body work under the luggage rack, a few weeks after that they wrote to me again asking if I could forward a picture of said alarm on the bike, I called them and said im not stripping the arse end of my bike down just to take a photo of the alarm, I thought they had accepted this, at the end of my policy they never sent me a renewal quote so I called to ask for a renewal only to be told they had cancelled my policy 4 months previous due to unanswered questions regarding my alarm system, in that time I had commuted 14 mile each way to work and back daily and even been to Belgium on it all unknowingly with no insurance!!!!       

[Chris Canning]

And never ran an ANPR it that time either blimey.

[Bostedsprocket]

And never ran an ANPR it that time either blimey.

I was very lucky, they didn't even tell me they had cancelled it, if I had an accident I don't know what I would of done, ive never had hassle over an alarm before or since but I would never use them again.