TigerTriple.com

Talk => Speaking Of Bikes... => Topic started by: daddystarr on August 10, 2004, 05:55:52 AM

Title: US Insurance
Post by: daddystarr on August 10, 2004, 05:55:52 AM
Who is your insurance company and how mush does it cost you? I am shopping for insurance.
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Post by: ATDRS on August 10, 2004, 04:01:57 PM
Markel @e-Bikeline worked out best for me.https://www.bike-line.com/index.asp (https://www.bike-line.com/index.asp)
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Post by: echoyankee on August 11, 2004, 12:25:38 AM
I'm with progressive and am paying about 700/yr for the Bare legal minimums with an imperfect driving record.  



Best,



echoyankee
Title: Re: US Insurance
Post by: newmanr19 on August 11, 2004, 02:51:28 AM
Quote from: "daddystarr"Who is your insurance company and how mush does it cost you? I am shopping for insurance.



I just signed my '02 Tiger up with Dairyland for $376 per year; full comp and collision etc. That price includes a multi-bike discount and a discount for belonging to the AMA. I think he quoted $426 without the multi-bike discount.



They also offer a 10% discount for participating in a rider safety course and a 5% discount if you have an alarm. So with all the discounts, it would bring the annual premium down to around $319 - hard to beat that with a stick.



good luck
Title:
Post by: Renman on August 11, 2004, 04:15:35 AM
I just got a quote for Progressive on an '05 Tiger that I will be picking up next week.  The cost is $316 per year with 100/300 coverage and the other typical insurance bits.



I seem to get very good quotes from Answer Financial (I recommend calling them at 1-800-233-3028).  In fact, I get better prices that way than going straight to Progressive.  Go figure.





Mark
Title:
Post by: newmanr19 on August 11, 2004, 06:10:45 PM
Quote from: "Renman"I just got a quote for Progressive on an '05 Tiger that I will be picking up next week.  The cost is $316 per year with 100/300 coverage and the other typical insurance bits.



I seem to get very good quotes from Answer Financial (I recommend calling them at 1-800-233-3028).  In fact, I get better prices that way than going straight to Progressive.  Go figure.





Mark



now that's a nice price  :!:
Title: Progressive
Post by: daddystarr on August 11, 2004, 07:57:22 PM
Progressive definately wins the bidding wars. I only worry about them for payout. Have never heard an experience good or bad.
Title: Insurance
Post by: ATDRS on August 12, 2004, 03:32:43 AM
Mr. Renman. Was the quote that you recieved for 12 months of riding or do you poor winter folk get a break for the down time?
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Post by: WildeKurt on August 12, 2004, 04:00:08 AM
I just insured my new '04 Tiger with Progressive for $225. Multi-bike discount,  full year, no layover.  I always enjoy a brisk ride in January.



I was rear ended a few years ago.  When I called the other persons insurance company, I could not get through (wrong number) so I called my company (Progressive).  The adjuster was there (my house) the same day and had it all written up.  Fortunately I was able to finally work through the other guys company..  But it was nice to know Progressive was so prompt.



Kurt
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Post by: Renman on August 12, 2004, 04:59:29 AM
Damn, Kurt!  And I thought I had a good price.



As is the case with your policy, mine is for the full 12 months of the year.  A policy I had with Progressive a couple of years ago included a 3-month lay-away, but was told that they no longer offer that option.  All the better.  I just wonder what kind of looks I would get riding in the snow when it is below freezing around here?
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Post by: Texrider on August 20, 2004, 03:59:47 AM
I guess it must be where I live - Houston, Texas. Dairyland was cheaper by several hundred dollars over Progressive, I have slightly upgraded coverage, and I pay about $700 a year for my '04 Tiger. I'm old with a good driving record. Maybe I should do some more shopping. Texas is kind of weird for insurance. When I moved to Texas from Illinois 20 years ago, my car insurance tripled. Same car, same driver, same driving record, same insurance company. I had to change companies.
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Post by: WildeKurt on August 20, 2004, 04:02:20 PM
Renman,



When I used to commute I'd get some funny looks when it was snowing.  No matter what the weather tho, there was always a guy on a bright yellow Goldwing going the opposite way on 294 every morning, so I know I'm not crazy!



Oddly on the worst winter day up here I'd see more bikes on the road commuting than the nicest  day in Houston.  I felt very lonely on the Houston freeway during rush hour amongst all those SUV's, minivans and pickup trucks.  :-(



Sometimes I think the insurance companies use some sort of random number generator to come up with premium quotes..



Kurt
Title:
Post by: twotaildog on August 20, 2004, 04:36:30 PM
I just got a 2001 Tiger. Progressive quoted $600 / year, Dairyland gave me the same coverage for $343 / year. That's with $250 deductable, I could have saved ~ $10 if I went with $500 deductable.
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Post by: AK Tiger on August 21, 2004, 07:57:07 AM
Unfortunately I  met a caribou with a death wish 3 weeks ago near Fort Nelson, BC.  The collision killed the caribou, totaled my Tiger and didn't do me any good either.  I have Progressive.  They totalled TIGGR and gave me what I considered a very fair settlement.  



I can't believe I'm saying something nice about an insurance company but hey, they were jonnie-on-the-spot and fair.  After I'm done licking my wounds and get another bike (the 2005 Tiger is looking pretty good!), I'll be going with Progressive again.



Darrell
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