It's that time of year again...

[Lee337]

The annual shop around for bike insurance. lets begin with the quote I received from my existing insurer, Hastings Direct. Fully comp on my Tiger last year was £89.00, this year £117.57. Now as by the time my insurance runs out, I'll be unemployed, add a further £27 to that. Slightly less if I call myself a 'Houseperson'

There are other changes this year though, I also want to insure my Trophy on the same policy. Carole Nash were first up. £63 for the Tiger but £214 for both bikes. co-habiting isn't one of their categories (Mrs L and I are not married), so I'm classed as single, add £12.

The Meerkats (Comparethemarket.com for our non UK members) are ok with co-habiting, but don't recognise 'Houseperson', 'Retired' or 'Unemployed' and couldn't offer multi-bike quotes anyway.

So it was back to Bennetts, who I dumped 2 years ago when their excess went up from £250 to £600.

For both bikes, as a single, retired person (again, co-habiting isn't recognised) their quote was £96.87 with £250 excess. Insuring the Tiger only was £87.19.

Guess I'll be going back to Bennetts this year.

Interestingly, or not, if I was in a civil partnership, something not open to hetro couples, I could have qualified for the 'married' discount and got the insurance down a further couple of quid.

[Sin_Tiger]

 

[Lee337]

The time has come where I put the pennies on the table that is Bennetts insurance. I retrieved my quote & had to change just one thing. when I got my original quote I forgot to include protected NCB. I went back & ticked the relevant box, realising that this would change the quote. It did, from £96.87 to ...























£89.96 - Yep having protected NCB actually reduced my premium.   

[Chris Canning]

When my insurer suggested I buy an old bike as in 1960's they would give me a substantial discount so I did and they did.

[Sin_Tiger]

When my insurer suggested I buy an old bike as in 1960's they would give me a substantial discount so I did and they did.